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🏠>金融>信贷，利率 信贷，利率Credit, Loan, Rateacceptance credit 承兑信用证acceptance rate 承兑利率amount in figures 小写金额amount in words 大写金额balance 'bæləns差额bank acceptance rate 银行承兑利率bank credit 银行信贷bank overdraft 银行透支bank rate 利率bank reserves 银行准备金bond collateral loans kə'lætərəl债券抵押借款buying rate 买入汇率carry-over 结转cash payment 付现cashier's order 本票certificate of deposit 存单collection kə'lekʃn托收compound interest 复利conversion rate kən'vɜːʃn折合率credit card 信用卡credit insurance 信用保险credit interest 存息current deposit/account 活期存款current liability ˌlaɪə'bɪlətɪ短期贷款，流动负债current rate 现汇率day loan 日拆息deposit dɪ'pɒzɪt存款，存入deposit rate 存款利率depositor dɪ'pɒzɪtə存户，存款人discount rate 贴现率，折扣率documentary L/C 跟单信用证draw money 取款drawer of a bill 出票人drawing-out slip 取款单endorsee endɔː'siː被背书人，受让人endorsement/endorse ɪn'dɔːs背书，票据签字endorser ɪn'dɔːsə背书人，转让人export L/C (export letter of credit) 出口信用证factoring 'fæktərɪŋ贷款保收fixed deposit by instalment 零存整取fixed deposit/account 定期存款fixed rate 固定利率，固定价格have an account in the bank 银行里有个户头housing loan 住房贷款interbank rate 银行间利率interest 'ɪntrɪst利息interest rate 利率irrevocable credit ɪ'revəkəbl不可撤销的信贷joint account 联合账户lender 'lendə贷方，贷款人loan interest 贷款利息loan rate/interest on money 贷款利率loan-interest rate 贷款利率local credit 本地信用证，国内信用证long-term loan 长期贷款mail credit 短期信用透支make an overdraft/take out an overdraft 透支matured principal 到期本金maturity mə'tjʊərətɪ到期money-market rate 货币市场利率numbered account 账号open an account 开账户, 开户头outstanding loan 未偿还贷款overdue ˌəʊvə'djuː到期的pay-in slip 存款单prime rate 最优惠利率principal 'prɪnsəpl本金profit ratio 利润率quick ratio 速动比率rate of interest 利率repay capital with interest 还本付息repay principal and interest within the current year 当年还本付息repayment of interest 付息repayment of principal 还本saving deposit 储蓄存款security sɪ'kjʊərətɪ抵押short-term loan 短期贷款square accounts 结账stand-by credit 备用信贷sum total of the principal plus interest 本息共计term loan 定期贷款total savings deposit 储蓄总额traveller's L.C. （traveller's letter of credit）旅行信用证treasury 'treʒərɪ金库trust deposit 信托存款 |